Sl. No | Particulars of Charges/Services | Amount of Charges |
---|---|---|
I | For Short Term Agrl. Loans (Crop Loans, CKCC, GKCC, RMG, JLG, LAMS & Produce Loans) | 0.80%of Bank loan With a minimum of Rs.500 |
II | For Term Loans (MSME/SSI, RT, BE, P&SE, RTO, GCC, SCC, RCC, TLOTH, Clean Loans and Consumer Durable Loans) | |
A | Up to Rs.10 lakh | 1.50% of Loan Amount with a minimum of Rs. 500 |
B | Above Rs.10 lakh to Rs. 50 lakh | Rs.15,000 + 1% of Loan amount above Rs.10 lakh |
C | Above Rs.50 lakh to Rs.100 lakh | Rs.55,000 + 0.75% of Loan amount above Rs.50 lakh |
D | Above Rs.100 lakh | Rs.92,500 + 0.50% of Loan amount above Rs.100 lakh |
III | For cash credits and over drafts | 1% of limit Sanctioned either Fresh or Renewal per annum.. |
IV | SOD to traders and SOD to MSME | 1% of the sanctioned limit either fresh or Renewal per annum. |
V | In case of SHG Farm sector and non-farm sector cash credits / term loans | Limit sanctioned to SHG Group having 10 members: Upto a sanction limit of Rs.250, 000: No service/processing charges to be collected. Exemption for service/processing charges was kept in Finacle itself up to sanction limit of Rs.250,000 irrespective of number of members. Sanction Limit more than Rs.250,000 : Service/processing charges would be @ 0.50% of the sanction limit per annum. Limit sanctioned to group having members greater than/ less than 10 members: In this case, exemption limit shall be worked out basing on per member sanction limit i.e. if Per member sanction limit is less than Rs.25,000, no service/ Processing charges to be collected. If Per member sanction limit is greater than Rs.25,000, service/processing charges to be collected @ 0.50% of the sanction limit. Note: Branches to manually reverse/collect services charges in this case as there is no system support. |
VI | Educational loans | No processing charges up to a sanction limit of Rs.10 lakh. 1% of the loan amount if sanction limit exceeds Rs.10 lakh. |
VII | Housing loans | |
A | Up to Rs.5 lakh | 0.50% of the loan amount with a minimum of Rs.500 up to a sanction limit of Rs.5.00 lakh. |
B | Above Rs.5 lakh to Rs. 20 lakh | 1% of the Loan amount |
C | Above Rs.20 lakh | Rs. 20,000 + 0.75% of loan amount above Rs.20 lakh |
VIII | Mortgage Loans | 1% of the loan amount |
Exemptions:Staff Loans, Education Loans to Staff children (under EL), Housing loans to Staff (under HLPS), LAD, SOD against Bank deposits, Gold Loans & LASS are fully exempted and in case of all other Govt. Sponsored schemes up to sanction limit of Rs. 50,000/-. Note: Processing charges are not to be collected on Priority Sector Advances up to Rs.25,000/-. Total liability is the criteria for arriving the limit (KCC+AAA+ etc ) of Rs. 25,000/-. |
Particulars of Charges/Services | Amount of Charges |
---|---|
Upfront recovery of Appraising or Processing Charges (All term loans) |
Branches should collect the eligible processing charges along with GST amount and keep the amount in Sundry creditors till the loan proposal is being processed and sanctioned. After disbursal of loan, amount kept in Sundry creditors is to be transferred to the loan account towards recovery of processing charges. No branch is allowed to take up the term loan proposal without collecting processing charges at upfront. |
Particulars of Charges/Services | Amount of Charges | |
---|---|---|
Mortgage Charge/ Mortgage Creation Charges (Mortgage charges for Agri loans up to Rs.3.00 lakhs are exempted) |
Rs.2,500 | |
Above Rs.10 lacs up to Rs.50 lacs | Rs.5,000 | |
Above Rs.50 lacs up to Rs.1 crore | Rs.10,000 | |
Above Rs. 1 crore up to Rs.5 crore | Rs.15,000 | |
Above Rs. 5 crore | Rs.25,000 |
Particulars of Charges/Services | Amount of Charges |
---|---|
On Agricultural Term Loans (ATL, AAA, CCMTL) | On one time basis @ 1.50% on Bank Loan with a minimum of Rs.500. |
ATLSW | |
Upto Rs.25,000. | No evaluation fee |
Above Rs.25,000. | 0.70% of the loan amount |
Particulars of Charges/Services | Amount of Charges | |
---|---|---|
Up to Rs.25,000 | NIL - | |
Above Rs.25,000 up to Rs.2 lacs | Rs.100 per Half year | |
Above Rs.2 lacs up to Rs.5 lacs | Rs.150 per Half year | |
Above Rs.5 lacs up to Rs.25 lacs | Rs.300 per Half year | |
Above Rs. 25 lacs up to Rs.1 crore | Rs.500 per Half year | |
Above Rs.1 crore | Rs.1000 per Half year | |
ATLSW | No inspection/administrative charges | |
Note: Inspection Charges and Evaluation fee are not to be collected on Priority Sector Advances up to Rs.25,000. Total liability is the criteria for arriving the limit (KCC+AAA+ etc ) of Rs. 25,000. |
Particulars of Charges/Services | Amount of Charges |
---|---|
Marking of/Lifting of lien/Hypothecation/ Other charges with RTO/ Revenue Authority | Rs.200/- per Asset plus out of pocket expenses if any for limit up to Rs.200,000 |
Rs.500/- per Asset plus out of pocket expenses if any for limit above Rs.200,000 | |
No charges on Agri based schemes. |
Sl. No | Particulars of Charges/Services | Amount of Charges |
---|---|---|
I | Up to Rs.50,000 | The charge is 1% on the loan amount to be payable by the borrower with no minimum amount. The applicable amount shall be collected from the borrower or deducted from the loan proceeds at the time of first disbursement. 0.25% shall be paid to the appraiser and remaining is to be taken as banks processing charges. |
II | Above Rs.50,000 & upto Rs.100,000 | The charge is 1% on the loan amount to be payable by the borrower. The applicable amount shall be collected from the borrower or deducted from the loan proceeds at the time of first disbursement. 0.30% shall be paid to the appraiser (Appraisal charge) and the remaining is to be taken to Bank’s income account (processing charge). |
III | Above Rs.100,000 & upto Rs.200,000 | The charge is 0.75 % on the loan amount to be payable by the borrower. The applicable amount shall be collected from the borrower or deducted from the loan proceeds at the time of first disbursement. 0.33% shall be paid to the appraiser (Appraisal charge) and the remaining is to be taken to Bank’s income account (processing charge). |
IV | Over & above Rs.200,000 | The charge is 0.75 % on the loan amount with a maximum of Rs.2000 to be payable by the borrower. The applicable amount shall be collected from the borrower or deducted from the loan proceeds at the time of first disbursement. Rs.500 shall be paid to the appraiser (Appraisal charge) and the remaining is to be taken to Bank’s income account (processing charge). |
Particulars of Charges/Services | Amount of Charges |
---|---|
Appraising Charges On ATLSW (For any amount) | Rs.3 per thousand direct to the gold Jewel appraiser |
Particulars of Charges/Services | Amount of Charges |
---|---|
Re-Appraising charges on all type of Gold loans outstanding for more than 30 months | 0.10% of loan, minimum of Rs.50 and maximum of Rs.200 per account (The appraiser of nearby Branches other than the appraiser who has originally appraised the ornaments should do the Reappraise) |
Sl. No | Particulars of Charges/Services | Amount of Charges |
---|---|---|
A | 1) Up to a sanction limit of Rs.1 lakh | Rs.100 per account per half year |
B | 2) Sanction limit above Rs.1 lakh | Rs.200 per account per half year |
Sl. No | Particulars of Charges/Services | Amount of Charges |
---|---|---|
A | Up to Rs.1000 | Rs.60 + Out of pocket expenses |
B | Above Rs.1000 & up to Rs. 5,000 | Rs.80 + Out of pocket expenses |
C | Above Rs.5,000 & up to Rs.10,000 | Rs.100 + Out of pocket expenses |
D | Above Rs.10,000 & up to Rs.1 lakh | Rs.9 per Rs.1,000 or part thereof subject to a minimum of Rs.100 + Out of pocket expenses |
E | Above Rs.1 lakh & up to Rs.10 lakh | Rs.8 per Rs.1,000 or part thereof subject to a minimum of Rs.900 + Out of pocket expenses |
F | Above Rs.10 lakh | Rs.7 per Rs.1,000 or part thereof subject to a minimum of Rs.8,000 + Out of pocket expenses |
Sl. No | Particulars of Charges/Services | Amount of Charges |
---|---|---|
A | Up to Rs.10,000 | Rs.50 per instrument |
B | Above Rs.10,000& up to Rs.1 lakh | Rs.100 per instrument |
C | Above Rs.1 lakh | Rs.175 per instrument |
The above charges will be all inclusive. No additional charges such as courier charges, out of pocket expenses are to be levied from the customers. The paying and collecting Bank shall share the above charges on 50:50 basis. In case the paying Bank is our own Bank branch, the collecting branch shall collect the entire commission. As per RBI guidelines Instant credit of out station cheques up to Rs.15,000 should be allowed by collecting only the above charges. | ||
D | For tie up loan cheques (Sugarcane and Tobacco etc.,) | |
Up to tie up loan amount & Interest | No charges | |
Over and above tie up loan amount | ||
i. Up to Rs.5,000 | Rs.20 | |
ii. Above Rs.5,000 & up to Rs.10,000 | Rs.50 | |
iii. Above Rs.10,000 | Rs.100 | |
If the proceeds of the cheque are deposited for 91 Days or more, the instrument can be collected ‘at par’. Postage also is exempted. | ||
Staff cheques / Drafts are to be collected ‘at par’. Postage charges are exempted |
Particulars of Charges/Services | Amount of Charges |
---|---|
Rs.100 plus other Bank charges, if any, plus out of Pocket expenses | |
Outstation cheques / Bills are to be returned by Regd. Post only and actual postal charges are to be collected. If balance is not available in the account the stipulated charges have to be collected through Value Payable Letter (VPL) |
Category | Urban/Semi Urban Branches | Rural Branches | |
---|---|---|---|
Up to Rs.5000 | Rs.45 | Rs.45 | |
Above Rs.5,000 up to Rs.10,000 | Rs.70 | Rs.70 | |
Above Rs.10,000 up to Rs.100,000 | Per 1000 | Rs.5 | Rs.5 |
Min | Rs.70 | Rs.70 | |
Above Rs.1 Lakh | Per 1000 | Rs.5 | Rs.5 |
Min | Rs.450 | Rs.450 | |
Max | Rs.13350 | Rs.13350 | |
Other Charges of DD/Pay Orders | Cancellation of Demand Draft/ Pay orders. (Per instrument/Case) |
Rs.150 | |
Demand Draft/ Pay orders- Duplicate Issuance | Rs.150 | ||
Demand Draft/ Pay orders- Revalidation | Rs.150 |
Sl. No | Particulars of Charges/Services | Amount of Charges |
---|---|---|
I | Exchange of 0.75% of the amount of the instrument purchased should be collected (It attracts no GST). In addition to the above, the following charges are to be collected. a) Usual collection charges b) The instrument is to be sent by Reg. Post only. Postage of Rs.50 or actual whichever is higher is to be collected. |
|
II | For purchase of Local Cheques/ Bills. | 0.25% of the amount of the instrument with a minimum of Rs.25 (It attracts no GST). Instant credit up to Rs.15,000 could be allowed by collecting Rs.5 per instrument. |
III | Cheques belonging to staff members pertaining to provident fund / housing loan installments /LIC payments/ Bank employees cooperative society can be purchased at par. Cheques/Withdrawals of Inspectors/Staff on deputation pertaining to salary can be purchased at par. No postage. | |
IV | Cheques/ Bank Drafts/ Pay Orders can be purchased at par provided the entire proceeds are placed as Term Deposit/s for a period not less than 91 Days. Postage also exempted. If the period of deposit is less than 91 Days, Branches should purchase the instruments at par with the prior permission of Chairman. Our Bank’s lien should be noted on such deposits till the instruments purchased are realized. If such deposits are cancelled before due date, the CBP charges, which are exempted earlier, are to be collected. |
Particulars of Charges/Services | Amount of Charges |
---|---|
Up to Rs.1,000 | Rs.20 |
Above Rs.1,000 & up to Rs.5,000 | Rs.25 |
Above Rs.5,000 & up to Rs.10,000 | Rs.30 |
Above Rs.10,000 & up to 1 lakh | Rs.2.25 per Rs.1000 or part thereof with a minimum of Rs.30 |
Above Rs.1 lakh & up to Rs.10 lakh | Rs.2 per Rs.1000 or part thereof with a minimum of Rs.225 |
Above Rs.10 lakh | Rs.1.50 per Rs.1000 or part thereof with a minimum of Rs.2,000 |
Module | Range | Charges |
---|---|---|
RTGS | 2 – 5 Lakh | 25.00 |
Above 5 Lakh | 50.00 | |
NEFT | Upto Rs.10,000 | 3.00 |
Rs.10,001 to Rs.100,000 | 4.00 | |
Rs.100,001 to Rs.200,000 | 14.00 | |
Above Rs 2 Lakh | 25.00 |
Sl. No | Particulars of Charges/Services | Amount of Charges |
---|---|---|
i | Transfer through Mobile Banking - NIL | |
ii | Transfer through Branch Channel - Rs.5 (Transaction ceiling amount Re.1 to Rs.1.00 Lakh) |
Sl. No | Particulars of Charges/Services | Amount of Charges |
---|---|---|
A | NOTICES | |
Ordinary Notice | Rs.50 | |
Registered Notice/Auction Notice | Rs.100 or Actual whichever is higher | |
*Collection of Outstation Bills (Documentary etc.) - Not for out station cheques for collection/Purchase. | ||
Ordinary Post | Rs.50 | |
Registered Post | Rs.100 or Actual whichever is higher | |
B | Telephone (To know fate of OBC) | Rs.25 or actual whichever is higher |
C | Return of unpaid outstation cheques (to be sent by Reg. Post only). | Rs.100 or Actual, whichever is higher. |
Category of Transactions | Service Charges |
---|---|
CGGB ATM/Debit Cardholders’ transactions on CGGB ATM Network | No. of free transactions: 7 per calendar month for Cardholders. Beyond 7 transactions Rs 20 + GST per transaction will be charged for financial transactions and Rs.8 + GST per Non-financial transactions. Note: Non-financial transactions such as Pin Change, Balance Enquiry, Mini Statement etc., will also be counted for arriving at five free transactions in a calendar month. |
Our ATM/Debit Cardholders transactions on NFS-ATM Network | No. of free transactions: 5 per calendar month for Savings Bank Account Cardholders. Beyond 5 transactions Rs 20 + GST per transaction will be charged for financial transactions and Rs.8 + GST per Non-financial transactions. Note: Non-financial transactions such as Pin Change, Balance Enquiry, Mini Statement etc., will also be counted for arriving at five free transactions in a calendar month. No free transactions for Current Deposit Account/OD/CC accounts Cardholders |
ATM /Debit Card Annual Maintenance Charges | There are no charges on usage of our Debit / ATM card during the first year. From the second year onwards, Rs.125.00 (plus GST) per year will be charged as Annual Maintenance Charges. |
Re-issuance of ATM/DEBIT Cards | Rs.200 (plus GST) |
Charges for re-issue of PIN | Green PIN : Free (Generated in our bank ATMs) |
Particulars of Charges/Services | Amount of Charges |
---|---|
SMS Alerts (Per quarter) | Rs.20 |
NOTE: Accounts of Senior Citizens, no frill accounts, pensioners’ accounts, accounts of existing and retired staff members are exempted from levying charges for extending SMS alerts.[As per Cir.No.211 dt: 13.02.2014] |
Particulars of Charges/Services | Amount of Charges | ||
---|---|---|---|
Instructions | Urban/Semi Urban | Rural Branches | |
Single cheque | Per instruction | 100 | 100 |
Range of CHQs | SB-Per instruction | 400 | 300 |
CD-Per instruction | 500 | 400 |
Particulars of Charges/Services | Amount of Charges | |
---|---|---|
Cheque Return – Inward (Cheque received for Payment) due to insufficiency of funds (Local or Outstation) | Up to Rs.100,000 | |
CD/SOD Accounts | ||
Rs.250 | Rs.150 | |
SB Accounts | ||
Rs.200 | Rs.100 | |
Above Rs.100,000 | ||
CD/SOD Accounts | ||
Rs.350 | Rs.250 | |
SB Accounts | ||
Rs.250 | Rs.150 |
Particulars of Charges/Services | Amount of Charges | |
---|---|---|
Account Closure | Urban/Semi Urban | Rural Branches |
SB group of Accounts | ||
Closed within 12 months of opening | ||
Rs.200 | Rs.150 | |
CD group of Accounts | ||
Closed within 12 months of opening | ||
Rs.500 | Rs.350 | |
No charges if the SB/CD accounts closed after one year |
Particulars of Charges/Services | Amount of Charges | |
---|---|---|
Signature verification (Per attestation) |
Rs.150 | Rs.150 |
The Signature attestation should be on the Letter Head only. |
Particulars of Charges/Services | Amount of Charges | |
---|---|---|
No dues certificate (charges per certificate) |
Rs.150 | Rs.150 |
Weaker sections (Incl SHG, SF/MF) – No Charges |
Particulars of Charges/Services | Amount of Charges | |
---|---|---|
Enquiry relating to old records (more than 12 months old) | Rs.150 per item | Rs.100 per item |
Particulars of Charges/Services | Amount of Charges | |
---|---|---|
Record copy of the cheque/ other instrument | Rs.100 per item | Rs.100 per item |
Particulars of Charges/Services | Amount of Charges | |
---|---|---|
Gold Loan Auctions | Rs.200 plus Actual Paper Publication charges on proportionate basis incurred for each A/C. |
Particulars of Charges/Services | Amount of Charges |
---|---|
Noting of Standing Instructions | Rs.50 |
Transfer between Accounts in same branch | No additional charge |
Other Standing Instructions, including transfer from one branch to another branch of our Bank. | Rs.20 per transaction up to Rs.10,000. Rs.30 per transaction for above Rs.10,000 |
For non-execution of Standing Instruction due to insufficient balance in account and re-registration of standing instructions. | Rs.100 |
Rs.50 per transaction involving credit to other than customers’ own accounts with in the same Branch. Charges to be levied to account from which the amount is transferred. Monthly interest on FDRs, Credit of installments to RD A/Cs and all Staff A/Cs are exempted from the above charges. |
Particulars of Charges/Services | Amount of Charges |
---|---|
Rs.100 per duplicate pass book with latest balance Rs.50 for previous entries (if required) per Sheet or part thereof. |
Particulars of Charges/Services | Amount of Charges |
---|---|
Average Credit Balance | Free entries allowed per quarter |
Up to Rs.25,000 | Nil |
Above Rs.25,000 up to Rs.50,000 | 60 Entries (1.5 Folio) |
Above Rs.50,000 up to Rs.1 lakh | 100 Entries. (2.5 Folios) |
Above Rs.1 lakh up to Rs. 2 lakh | 400 Entries. (10 Folios) |
Above Rs.2 lakh | No Charge |
For every 40 entries (1 Folio) Rs.200 after availing free entries referred above. Charges for entries should not be levied on Savings Bank Account. Charges for entries, wherever applicable are to be levied on Quarterly basis. If there are no entries in the accounts, charges for entries are not to be levied. |
Sl. No | Particulars of Charges/Services | Amount of Charges | ||
---|---|---|---|---|
Category Of Account | Urban/Semi Urban | Rural | ||
I | Current account | 3000 | 2000 | |
II | Savings Bank | |||
a | Without cheque book | 500 | 500 | |
b | With cheque book | 1000 | 1000 | |
III | SGOGP | With/ Without cheque book | 1000 | 1000 |
IV | NGOGP | 1500 | 1500 | |
Penal Charges for not Maintaining Minimum Balances in SB/CD | ||||
Charges for non-maintenance of minimum Average Quarterly Balance | Shortfall in AQB | Penal Charges | ||
SB group– with Cheque Book | 501-1000 | Rs.100 | ||
251 - 500 | Rs.50 | |||
Up to 250 | Rs.25 | |||
SB group – without Ch. Book | 251 - 500 | Rs.50 | ||
Up to 250 | Rs.25 | |||
SB – SENIOR CITIZENS | Exempted | |||
CD - Urban | Per Quarter | Rs.300 | ||
CD - Rural | Per Quarter | Rs.200 | ||
The minimum balance stipulation is not applicable to staff accounts. Branch manager is having discretion to open the account even with ZERO balance and minimum balance stipulation has to be ensured at the time of first transaction. |
Sl. No | Particulars of Charges/Services | Amount of Charges |
---|---|---|
I | Inoperative SB Group Accounts. | No charges |
II | Inoperative CD Accounts | No charges |
Particulars of Charges/Services | Amount of Charges | |
---|---|---|
RD account of 5 years or less than 5years period | Rs.1.50 per Rs.100 per month | |
RD account of more than 5 years period | Rs.2 per Rs.100 per month | |
However penalty may be waived if the customer pays the equal number of installments in advance or subsequently. |
Particulars of Charges/Services | Amount of Charges |
---|---|
Closure of RD account within a period of 6 months from the date of opening | Rs.10 where balance outstanding is less than Rs.100 |
Rs.20 where balance outstanding is between Rs.100 and Rs.1000 | |
Rs.50 where balance outstanding is more than Rs.1000 |
Particulars of Charges/Services | Amount of Charges |
---|---|
When DEPOSIT LOAN is closed within 15 days from the date of opening of loan account, interest should be : | Actual or Rs.50 whichever is higher |
Particulars of Charges/Services | Amount of Charges |
---|---|
Collecting Bank shall levy charges as applicable to Outstation Cheques. Paying Banker is not entitled to charge any amount. If the collecting and paying Branches are of our own Branches, Collecting Bank only shall levy charge as applicable to Outstation Cheques. No charges should be collected if amount is deposited for 91 days and above. For Premature cancellation no exemption. |
Particulars of Charges/Services | Amount of Charges | |
---|---|---|
Issue of Cheque Books | SB Cheques | Cheque book with 25 leaves free in a year (from the date of opening) Rs.5 per leaf thereafter. |
CD Cheques | No free cheque book for CD account. Rs.5 per cheque leaf. |
Particulars of Charges/Services | Amount of Charges |
---|---|
Issue of Balance Certificate | Rs.100 Per Certificate. |
Particulars of Charges/Services | Amount of Charges |
---|---|
Issue of Interest Certificate | No Charges |
Particulars of Charges/Services | Amount of Charges |
---|---|
Loss of Token | Rs.500 Per Token |
Particulars of Charges/Services | Amount of Charges |
---|---|
Cash Handling | Applicable Charges |
Up to one bundle per day | NIL |
More than one bundle | Rs.100 per bundle |
Maximum of Rs.10, 000/-. LADs, SODs against our Bank Term Deposits and Overdraft accounts of staff are exempted from levying of cash handling charges. |
Particulars of Charges/Services | Amount of Charges |
---|---|
*Addition/deletion of Names in all Deposit accounts | Rs.100 |
*Changes in Operation instructions, Power of Attorney, Board resolution etc. | Rs.200 |
Change in Nomination | Rs.100 |
Duplicate deposit Receipt with normal procedure | Rs.100 |
Sl. No | Particulars of Charges/Services | Amount of Charges |
---|---|---|
A | Performance Guarantee for a period up to 6 months | Rs.500+1% of the guarantee amount |
B | Other than Performance Guarantee for a period up to 6 months | Rs.500+1.50 % of the guarantee amount |
C | Performance Guarantee for a period of more than 6 months | Rs.500+0.50% of the guarantee amount per quarter or part thereof |
D | Other than Performance Guarantee for a period of more than 6 months | Rs.500+0.75% of the guarantee amount per quarter or part thereof |
E | If guarantee is renewed before the expiry of claim period, commission should not be collected again for claim period at the time of renewal. | |
F | BANK GUARANTEES (with 100% Cash Margin) | Rs.500 + 25% of normal commission per BG issued as above |
OTHER TERMS: | ||
No processing charges are to be levied in respect of Bank Guarantees. In case of BGs issued for a period of more than one year and the commission chargeable is more than Rs.50,000 per annum, the commission may be collected on yearly basis instead of collecting the entire commission at the time of issue itself. Refund of Guarantee Commission: If the purpose for which guarantee was issued is served and the original guarantee is returned for cancellation before the expiry date, no commission will be refunded. For Guarantee tendered for cancellation before the date of expiry, if the purpose is not served, only a portion of the Guarantee commission already recovered be refunded to the customer. Accordingly, an amount computed at ½ of the original rate for the unexpired period of Guarantee minus 3 months may be refunded. Additional commission at applicable rate will be levied on the extended period of validity of Guarantee due to restraints imposed to Banks by Court Orders or at the instance of customers, from meeting their obligations towards beneficiaries. |
Sl. No | Particulars of Charges/Services | Amount of Charges |
---|---|---|
A | Up to Rs.1 lakh | Rs.500 per certificate |
B | Above Rs.1 lakh & up toRs.10 lakh | Rs.1,000 per certificate |
C | Above Rs.10 lakh & up to Rs.25 lakh | Rs.5,000 per certificate |
D | Above Rs.25 lakh & up to Rs.50 lakh | Rs.10,000 per certificate |
E | Above Rs.50 lakh | Rs.25,000 per certificate |
Out of Pocket expenses incurred if any should also be collected. | ||
Out of pocket expenses: | All out of pocket expenses such as postages, internet usage, telexes, fax, etc shall be collected from the beneficiary unless otherwise specified. |
Sl. No | Particulars of Charges/Services | Amount of Charges | ||||
---|---|---|---|---|---|---|
Locker Type | SDL Depth 492 mm (H X W) | Charges for Safe deposit lockers (Non- Built in Safe deposit lockers) | Charges for BUILT-IN Safe deposit lockers | |||
Rural & Semi-urban | Urban | Rural & Semi-urban | Urban | |||
Type 1 | A | 125X175 | 1,000 | 1,300 | 1,200 | 1,600 |
C (2A) | 125X352 | 1,600 | 2,200 | 2,000 | 2,600 | |
F (4A) | 278X352 | 3,000 | 3,800 | 3,600 | 4,600 | |
Type 2 | B | 159X210 | 1,300 | 1,700 | 1,600 | 2,000 |
E (2B) | 159X423 | 2,300 | 2,800 | 2,800 | 3,400 | |
H (4B) | 321X423 | 4,200 | 5,300 | 4,800 | 6,300 | |
H1 | 321X210 | 2,300 | 2,800 | 2,800 | 3,400 | |
Type 3 | D | 189X263 | 1,800 | 2,400 | 2,200 | 2,800 |
G (2D) | 189X529 | 3,200 | 3,600 | 3,800 | 4,300 | |
L (>4D) | 404X529 | 6,000 | 7,000 | 7,200 | 8,400 | |
L2(4D) | 385x529 | 6,000 | 7,000 | 7,200 | 8,400 | |
25% concession in rent to Confirmed Staff /Retired Staff /Staff working on deputation. | ||||||
*The locker operations are restricted to ten (10) times in a Quarter. Any operations beyond it, branches are advised to charge Rs.50 per operation. No carry over will be allowed. | ||||||
Loss of Safe Deposit Locker Key | URBAN Actual Expenses(To be paid to the Service provider for break open) + Rs.1000 (to bank P&L) | RURAL Actual expenses(To be paid to the Service provider for break open) + Rs.500 (to bank P&L) |
Sl. No | Particulars of Charges/Services | Amount of Charges | ||
---|---|---|---|---|
A | For our bank customers (ONUS transaction) | |||
Financial transaction(Fund Transfer, Cash Deposit, Cash Withdrawal) | PMJDY – SB Accounts | Nil | ||
Non PMJDY – SB Accounts (first four Financial transaction in a calendar month are free) | 0.40% of Transaction amount | |||
Minimum | Rs.5 | |||
Maximum | Rs.50 | |||
CC/CD/OD Accounts | 0.40% of Transaction amount | |||
Minimum | Rs.5 | |||
Maximum | Rs.50 | |||
Term Deposits/Cumulative Deposit accounts/Term Loan accounts/Crop loan accounts | Nil | |||
NOTE: 1. First five free transactions including ATM cash withdrawals or deposits in Non PMJDY Savings Bank Accounts in a calendar month. 2. Waiver of transaction charges from BC point to Non PMJDY SB account holders who maintain AQB of Rs.10000/- and above in previous year | ||||
B | For other bank customers (OFFUS transaction) | |||
Other Bank customer utilizing our bank BC services for Cash Deposit, Cash Withdrawal, Fund Transfer | 0.40% of Transaction amount | |||
Minimum | Rs.5 | |||
Maximum | Rs.50 |
Particulars of Charges/Services | Amount of Charges |
---|---|
Value of the security | Fees (in Rs.) |
Up to 50,000 | 500 |
Above 50,000 up to Rs.10 lac | 1,000 |
Above Rs.10 lac up to Rs.1 crore | 3,000 |
Above Rs.1 crore | 10,000 |
Particulars of Charges/Services | Amount of Charges | |
---|---|---|
Credit report charges | CIBIL | EXPERIAN |
1. Fee to be collected for the Consumer Reports generated |
Rs.150 per report | Rs.100 per report |
2. Fee to be collected for the Commercial Reports generated |
Rs.1500 per report | Rs.450 per report |
Particulars of Charges/Services | Amount of Charges |
---|---|
a. Scrutiny of title deeds | |
All Advances up to a sanctioned limit of | |
i) Rs.1 lac | Rs.500 |
ii) Above Rs.1.00 lacs and upto Rs.5.00 lacs - | Rs.1000 |
iii) Above Rs.5.00 lacs | 0.20% with a minimum Rs.1000/- for the first property and Rs.750/- for each additional property, subject to a maximum of Rs.2500/- |
b. Legal Audit for Rs.10.00 lakh and above advances | Rs.1000 |
c. Recall Notices/Legal notice | Rs.200/- + actual postage charges per person |
Particulars of Charges/Services | Amount of Charges | |
---|---|---|
Parameter | Applicable Charges | |
Eligible customers | For all current and Savings Bank Accounts | |
1. Cash withdrawal with self Cheque (Customer to be present) | UP to Rs.50000 | Free of Cost |
2(i). Cash remittance(Remitted by self) | UP to Rs.50000 | Free of Cost |
2(ii).Cash remittance by others | Up to Rs.10,000 | Free of Cost |
Above Rs.10,000 upto Rs.50,000 | Rs.50/- Per transaction | |
3.Transfer of funds(Non-cash transactions only) | Up to Rs.1 Lakh | Free of Cost |
Above Rs.1 Lakh | Rs.50/- Per transaction | |
4.For loan recoveries | Free of Cost | |
5.Issue of DD/Pos | The applicable service charges shall be collected. | |
6.Remittence through NEFT | The applicable service charges shall be collected. | |
*7.Cash Deposit at CDM for Non base branch Accounts | Up to Rs.1000 | Rs.5/- |
Above Rs.1000Up to Rs.50000 | Rs.1/- Per thousand with Min. Rs.5/- | |
# Paying branch should not allow more than one cheque from the same customer on the same day , maximum Rs.50,000/- each. While extending ABB transactions extant guidelines of Know Your Customer(KYC)/Anti Money Laundering (AML)have to be strictly complied with. |