Eligibility |
Any Individuals in single name, Two or more individuals (Joint Accounts),Minors,
Illiterate persons, Blind Persons, Hindu Undivided families (HUF), Clubs, Associations,
Committees, Societies, Schools, Trusts, Executors, Administrators,
Institutions/Agencies specifically permitted by the RBI, pensioners and Staff members. |
Minimum Balance (in Rs) |
Category |
Rural |
S-Urban |
Urban |
With CHQ book |
1000 |
1000 |
1000 |
Without CHQ book |
500 |
500 |
500 |
|
Type of ATM/Debit card |
RUPAY Card |
Debit Card charge |
Issue charge – FREE
Annual maintenance charge – No charges for the 1 st Year &
Rs.125/- per year from 2 nd Year onwards. |
Access to CGGB ATM / Sponsor bank(UBI)ATM |
No limit on number of transactions |
Access to other bank ATM |
No charges up to 5 transactions (financial + non-financial) per month.
Beyond 5 transactions, Rs.20 per one financial transaction & Rs. 8 per Non-financial transaction |
ATM Cash Withdrawal Limit |
Rs.25,000/- Per day |
POS Limit |
Rs. 50,000/- Per day |
SMS Banking Charges |
No charge for the accounts of Senior Citizens, No frill accounts, Pensioner’s accounts, Accounts of CGGB Staff.
All other accounts will levied with Rs. 20 per quarter |
Cheque leaves including Personalized Cheque Leaves |
25 leaves free/ year.
Beyond 25 leaves, Rs. 2.50 per leaf will be charged |
DD |
As per applicable charges |
NEFT/RTGS/IMPS |
As per applicable charges. |
Account closure -within 12 months of opening |
Rs. 150 (for Rural Branch) & Rs. 200 (For Urban & Semi-urban branches) |
Penalty* for Non-Maintenance of Average Quarterly Balance(AQB)
*No penalty for SB accounts of Senior citizens |
Shortfall in AQB |
A/c with chq book |
A/c without chq book |
Rs 501 - 1000 |
Rs 100 |
-NA- |
Rs 251 - 500 |
Rs 50 |
Rs 50 |
Up to Rs 250 |
Rs 25 |
Rs 25 |
|