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Deposites

 

Term Deposits

Fixed deposit scheme

  • Term deposit scheme with quarterly interest  drawal facility.
  • Monthly interest drawal facility is also  available at the option of the customer at discounted rate of interest.
  • Deposit can also be made for minimum period of 15 days.
  • Maximum period of deposit is 120 Months.
  • Senior citizens will be allowed 0.5% extra rate of interest.
  • Nomination facility available.

Kalpalatha term deposits / Gouthami Term Deposits

  • Term deposit scheme with reinvestment of interest quarterly.
  • Minimum period 6 Months
  • Maximum period 120 Months
  • Senior citizens will be allowed 0.5% extra rate of interest.
  • Nomination facility available.

Tax saver term deposit

  • Term deposit scheme with tax exemption facility upto Rs.1,00,000.00 under 80 CC of IT Act.
  • Minimum period is 60 Months.
  • No premature cancellation and no deposit loan allowed on the deposit.
  • Senior citizens will be allowed 0.5% extra rate of interest.
  • Nomination facility available.

Recurring deposit

  • Term deposit scheme with fixed monthly  installments payment facility.
  • Minimum period 6 Months.
  • Maximum  period 120 Months.
  • Senior citizens will be allowed 0.5% extra rate of interest.
  • Nomination facility available.

RD PLUS

A new Scheme RD Plus is introduced in our Bank Major advantages in this Scheme are,

  • Depositor can invest upto 10 times of the core installements in a calender month.
  • The Core installment should be in the multiples of Rs.100/- upto a maximum of Rs.1,00,000/-.
  • The Period of Deposit may vary from 6 months to 60 months.
  • Interest will be paid on daily products.
  • Nomination facility available.
  • Senior citizens will be allowed 0.5% extra rate of interest.

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